Real Estate Gift Deed Explained : Dosto, property ka transfer karne ke kai tareeke hote hain, lekin agar aap bina paise ke kisi apne ko property dena chahte ho – toh Gift Deed ek legal aur asaan raasta hai.
Chaliye iss blog mein hum simple Hinglish mein samjhte hain ki Gift Deed kya hota hai, iska legal process kya hai, kaun de sakta hai, kya stamp duty lagti hai, aur kaise register karwana hota hai.
🎁 Gift Deed Kya Hota Hai?
Gift Deed ek legal document hota hai jiske through koi vyakti apni immovable ya movable property kisi aur ko bina paisa liye “gift” karta hai. Isme na koi sale hoti hai, na paisa involve hota hai – sirf voluntary gift.
Yeh deed tab tak valid nahi hoti jab tak register na ho jaaye. Registration compulsory hai, warna aage chal ke dispute ho sakta hai.
📜 Gift Deed Stamp Duty State Wise (2024)
Gift Deed ko register karte time stamp duty lagti hai, aur har state mein yeh alag-alag hoti hai. Neeche dekh sakte ho:
| State | Stamp Duty |
|---|---|
| Maharashtra | 3% (blood relation: ₹200) |
| Delhi | 4% |
| UP | 5% or ₹5,000* |
| Punjab | 6% |
| Haryana | 5% |
| Telangana | 0.5% (min ₹1,000, max ₹10k) |
| Tamil Nadu | 7% |
| Gujarat | 3.5% |
| Jharkhand | 3% |
| Rajasthan | 6% |
| Karnataka | 5% |
👉 Tip: Blood relatives ko gift dene par kai states mein stamp duty ya toh maaf hoti hai ya bahut kam lagti hai.
💰 Stamp Duty Kaise Calculate Karte Hain?
Let’s say aap Maharashtra mein ho aur property worth ₹1 Crore gift kar rahe ho. Stamp duty hogi:
1 Crore x 3% = ₹3 Lakhs
Lekin agar aap apne bete ya spouse ko gift kar rahe ho, toh sirf ₹200 lagega! 😲
Also remember – stamp duty donor (dene wala) deta hai, na ki donee (lene wala). Agar donee paisa deta hai, toh wo gift nahi, sale ban jaata hai!
📝 Gift Deed Register Karne Ka Process
- Documents Ready Rakho:
- Sub-Registrar Office Visit Karo:
- Donor, donee aur witnesses ko physically present rehna hota hai
- Stamp duty aur registration charge wahi pay hota hai
- Verification & Registration:
- Registrar documents verify karta hai
- Fir Gift Deed register hoti hai, aur aapko ek certified copy milti hai
✅ Gift Deed Ke Fayde (Advantages)
- 💡 Instant Ownership Transfer
Bina delay ke property transfer hoti hai – khas taur pe jab time sensitive ho. - 🔐 Dispute Se Protection
Registered gift deed future mein kisi bhi legal dispute se bachata hai. - 💸 Cost Effective
Blood relatives ke case mein stamp duty kam hoti hai – sale se sasta padta hai! - 📜 Succession Plan Made Easy
Apni marzi se apne property ka successor tay kar sakte ho.
⚖️ Legal Rules You Should Know
- Gift Deed ko Transfer of Property Act ke tahat register karna zaroori hai
- 2 witnesses ki zarurat hoti hai
- Donor/donee ya unke representative ko sign karna padta hai
- Registration charge bhi lagta hai (1% ya fixed fee depending on state)
📚 Real Life Examples
- Father → Son: Ek father ne apne bete ko family house gift kiya via Gift Deed – smooth transfer, no disputes.
- NRI → Relative: NRI ne FEMA ke under sari compliance follow karke apna flat gift kiya – legal, clear, safe.
- Dispute Case: Ek gift deed court mein challenge hua, but valid proof ke wajah se court ne donor ki side li.
📞 Need Help With Property Gift Deed?
Agar aapko apni property gift karni hai – legal advice, stamp duty calculation, ya registration help chahiye – bas ek call karo: 9569958177 📲
❓ FAQs – Sabse Zyada Poochhe Gaye Sawal
Q. Gift Deed taxable hai kya?
Agar gift blood relative ko diya gaya hai – toh nahi taxable. Non-relatives ke liye ₹50,000 se zyada value par tax lagta hai.
Q. Minor ko gift diya ja sakta hai kya?
Haan, lekin legal guardian deed sign karega aur property manage karega till minor turns 18.
Q. Gift Deed ko cancel kar sakte hain?
Normally nahi, lekin agar proof mile ki coercion ya condition breach hua hai, toh cancel ho sakta hai.
Q. Gift Deed sale se better kyu hai?
Gift Deed mein aapko stamp duty kam deni padti hai, koi buyer nahi dhoondhna padta, aur personal intent clearly reflect hota hai.
