Union Budget 2025 : 1st February 2025 ka din real estate sector ke liye ek bada turning point ban gaya jab Finance Minister Nirmala Sitharaman ne apna record 8th Union Budget 2025-26 present kiya. Is baar ka budget India ke economic growth ke saath-saath real estate sector ko bhi major push dene ke liye design kiya gaya hai.
📈 GDP growth 6.3%–6.8% tak estimate ki gayi hai aur fiscal deficit ka target 4.4% rakha gaya hai. Lekin sabse badi baat — real estate ko lekar jo announcements kiye gaye, woh middle class se lekar investors tak sabhi ke liye bahut positive signals dete hain.
🔑 Real Estate Sector Ki Economic Value Badhti Ja Rahi Hai
Aaj ke time mein real estate sector GDP ka around 7.3% contribute karta hai, lekin 2047 tak yeh share 15.5% tak pahunchne ka estimate hai. Yaani yeh sector future ke economic growth ka main engine banne ja raha hai.
Toh chaliye dekhte hain Union Budget 2025-26 mein real estate sector ke liye kya-kya major announcements kiye gaye:
1️⃣ Rent Par TDS Limit ₹2.4 Lakh Se Badha Kar ₹6 Lakh – Homeowners Ke Liye Badi Rahat!
Budget 2025-26 mein TDS ki annual limit rent ke liye ₹2.4 lakh se ₹6 lakh kar di gayi hai. Is move ka seedha fayda un homeowners ko milega jinki rental income zyada nahi hai. Ab chhoti rental income par unnecessary tax nahi katega — ek practical tax relief!
2️⃣ ₹1 Lakh Crore Ka Urban Challenge Fund – Cities Banenge Smart Growth Hubs
Government ne ₹1 Lakh Crore allocate kiya hai Urban Challenge Fund ke liye — jisme FY 2025-26 ke liye ₹10,000 crore reserve kiya gaya hai. Is fund ka aim hai urban aur semi-urban areas ko smart aur sustainable cities mein badalna.
✅ 25% project cost government bear karegi ✅ Baaki 50% bonds, bank loans aur PPP ke through manage hoga
Yeh fund directly real estate infrastructure ko boost karega — naye flats, roads, sewage systems aur smart colonies ke development mein madad karega.
3️⃣ Tier-2 Cities Mein Global Capability Centres (GCCs) Ka Boost
Government ek national framework bana rahi hai jisse Tier-2 aur Tier-3 cities jaise Indore, Nashik, Navi Mumbai, aur Lucknow mein Global Capability Centres (GCCs) set up ho sakein.
Iska matlab hai naye jobs, zyada infrastructure aur real estate demand mein growth. Jo log metro cities ke high rates se pareshaan hain — unke liye yeh golden opportunity hai!
4️⃣ ₹1.5 Lakh Crore Interest-Free Loan States Ko Infrastructure Ke Liye
States ko infrastructure banane ke liye ₹1.5 lakh crore ka 50-year interest-free loan diya jayega. Is fund ka use flyovers, metro, public housing aur roads jaise real estate-linked projects mein hoga.
Yeh sab developments real estate prices ko push karte hain aur naye buyers ke liye opportunity create karte hain.
Ab aap 2 self-occupied properties par bhi tax exemption le sakte ho — pehle sirf ek property par allowed tha. Yaani second home lena ab aur logical ban gaya hai.
Investors ke liye yeh major win hai, aur joint families ke liye bhi flexibility laata hai.
Ab tak SWAMIH Fund ke under 50,000 homes complete ho chuke hain. 2025 mein aur 40,000 homes deliver honge. Budget 2025 mein ₹15,000 crore SWAMIH Fund 2.0 ke liye announce kiya gaya hai jisse 1 lakh stalled housing units complete honge.
Middle class families jo EMI aur rent dono bhar rahe hain — unke liye yeh huge relief hai.
7️⃣ ₹12 Lakh Tak Ki Income Par Zero Tax – Budget Ne Middle Class Ko Diya Gift!
Agar aapki income ₹12 lakh/year ya usse kam hai, toh ab zero tax lagega. Yaani zyada paisa aapke paas, aur us paisa se aap apna dream home buy kar sakte ho.
Yeh decision directly real estate sector ko boost karega kyunki middle-class buyers ki purchasing power badh jaayegi.
💬 Industry Ka Reaction – Kya Kehte Hain Real Estate Experts?
Marathon Group ke MD Mr. Mayur Shah ne kaha:
“Budget 2025 middle class ke liye ek game-changer hai. Tax reliefs se consumption badhega, jiska real estate sector par direct positive impact padega. SWAMIH Fund 2.0, second home par tax benefit jaise steps confidence ko aur strengthen karenge.”
📢 Final Thoughts – Real Estate Buyers & Investors Ke Liye Budget 2025-26 Ek Goldmine Hai!
Is baar ka Union Budget 2025-26 for real estate sector sach mein buyer aur investor dono ke liye ek golden opportunity hai. Tax relief, infrastructure boost, second home benefits aur affordable housing ka direct impact demand par padega.
📞 Call to Action – Dream Ghar Lena Hai? Abhi Call Karo!
Agar aap real estate mein invest karne ka soch rahe ho ya affordable home kharidne ka sapna dekh rahe ho — toh der mat karo.
📲 Call karo: 9569958177 Apna sapna sach karo – apne reliable real estate partner ke saath!
I’m the CEO of Unique Realtor, driving real estate innovation. Passionate about properties, I share insights to empower buyers, sellers, and investors in 2025!
